How long does it take for insurance to lapse with USAA?

How long do I have until my coverage is affected? I'm late on my payment with USAA and I don't know when I'll have the money to pay it.

Answer
USAA has a grace period of 30 days for late payments. After this period, USAA will cancel your insurance.
If you have a lapse in car insurance because you’re behind on payments, contact your agent or call 1-800-531-8722 during this 30-day grace period to see what they can do for you.
Don’t let your policy lapse as this can mean you’re driving without insurance—something that’s illegal in nearly every state.”
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Sophie Newman
Answered on Jul 23, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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