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How long does it take for insurance to lapse with USAA?
How long do I have until my coverage is affected? I'm late on my payment with USAA and I don't know when I'll have the money to pay it.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
USAA
has a grace period of 30 days for late payments. After this period, USAA will cancel your insurance.If you have a lapse in
car insurance
because you’re behind on payments, contact your agent or call 1-800-531-8722 during this 30-day grace period to see what they can do for you. Don’t let your policy lapse as this can mean you’re driving without insurance—something that’s
illegal in nearly every state
.If your
coverage is too expensive
compare quotes with 50+ top insurers fast with the Jerry
app. Jerry saves the average user $879 a year on their car insurance.View full answer
- Gregory R.
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