How long does it take for a car insurance claim to process?

My husband was in an accident. He’ll be okay, but it's causing financial strain. How long does an insurance claim take to process?

I’m sorry to hear about the accident but glad to hear he’ll be okay.
I know it’s frustrating, but the time frame for a car insurance claim to process depends on the type of accident, damage done, the insurance coverage on a policy, and who’s at fault. In most cases, claims are processed 30 to 45 days, but it could be as quick as a week.
To speed up the process, it helps if you filed the claim promptly. Keeping communication open with your car insurance company and answering any questions from the claims adjuster can also speed up the process.
After filing your claim, you should have received a claims number. Depending on your insurance, you can check the process online or call to ask them for the status of your claim. An agent can give you a better idea of when the claim will process, payout, and alleviate you from the financial strain.
As it’s common for accidents and claims to increase your insurance rate, consider shopping around to avoid further financial strain. Jerry is an app that gathers quotes from top insurance providers for free, meaning you can find the best rate and policy without the stress.
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.

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