How long do you have to add a new car to your insurance?

I’m getting a new car. How long do I have to add it to my insurance?

Answer
Congratulations on the new car! Your insurance follows the car, not the driver. This means that you’re going to want to add your new car to your insurance policy even before you drive off the lot. It’s illegal in almost every state to drive without insurance, even for a short time.
Adding a new car to your insurance is easy. Once you know which vehicle you’re buying, give your insurer:
  • The year, make, and model of the new car
  • Your license plate number
  • The state you live
  • The vehicle identification number (VIN)
Did you know adding a second car to your insurance policy may actually save you money in the long run? You’ll qualify for a multi-vehicle discount, which saves you up to 25% on each car on the policy.
If you want to make sure you’re not overpaying for your car insurance, compare dozens of competitive quotes with Jerry. The average Jerry user saves $879 a year on car insurance through comparison shopping.
Lauren Smith
Answered on Nov 11, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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