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How long do I have to add my new car to my insurance?
I bought a second car a few days ago. How long do I have to add it to my current insurance policy? I'd hate to be uncovered.
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The amount of time to add a new car to your insurance is called a grace period, and it varies from provider to provider. In most cases, insurers will give you between seven and 30 days to add the insurance to your car.
However, the amount of
car insurance
coverage you add depends on several factors. If you’re purchasing a used car or older model vehicle, you may only need liability coverage. But if you financed your vehicle, lenders will require full coverage, including comprehensive and collision insurance on top of your liability insurance.Other coverage you may want to consider includes:
- Uninsured and underinsured motorist coverage
- MedPay
- Towing and labor coverage
- New car replacement insurance
- Rental reimbursement insurance
- Gap insurance
If you’re keeping your old car, look into a
multi-car plan
. If you’re replacing your old vehicle, know that your costs will change to reflect the value of your new car.Let insurance broker
Jerry
help you get the best possible policy. Sign-up is fast and free and allows you to compare quotes from over 45 insurers so you always get the best price.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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