How likely is it to get into a car accident?

I constantly hear people explain statistics by saying you’re more likely to get into a car crash, but that has always confused me even more. How likely are you to actually get into a car accident?

Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Being involved in a car accident is something everyone fears, and it is a commonly referenced statistic used to put things in perspective. On average, your chances of getting in a car crash are one in 366 for every 1,000 miles traveled.
That is just the average, and your chances of getting in an accident are greatly influenced by:
  • How often you drive
  • Your driving behavior
  • The area you are driving in
  • The type of vehicle you drive
If you are concerned about getting in an accident, you can decrease your chances by completing a defensive driving course, which can help save money on your
car insurance
or by following basic
safe driving tips
like not following too closely.
About 77% of drivers have been in at least one accident, so having good car insurance can help protect you and your vehicle. To find a policy that works for you, download the
Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, can make changes at any time, and if you ever have any questions, agents are just a text away!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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