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How else can I lower my car insurance besides discounts?

Is there another way to lower car insurance aside from discounts? I have checked with my agent and I am getting all of the deals I can, but the rate is still too high.

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“There may still be other ways to save money if you are maxed out on discounts for your
car insurance
!
After discounts, the next way to save is to pare down on any coverages you may not need. See if the following coverages are on your policy and if you really need them:
Rental and towing benefits are often available through other means like your cell phone carrier or credit card company. You might not need them on your insurance policy.
Is your car older and/or have you paid off the loan? If so, collision and comprehensive coverage can be removed. Another option is to increase the deductibles. Higher deductibles result in a lower premium for the coverage.
When it comes to removed coverage off of an insurance policy, is it a good idea to have a trusted insurance agent walk you through this process.
Since you are looking for cheaper insurance anyways, downloading the free app
Jerry
is perfect! Jerry shops for low prices with over 50 insurance providers. Another great benefit is that you can text a Jerry agent with any questions you may have. No more long phone calls!”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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