How easy is it to remove someone from your insurance?

I recently broke up with my girlfriend. I need to remove her from my insurance policy. How can I do that? Is it hard?

“It isn’t difficult to remove someone from your car insurance policy. You’ll just need to call your car insurance company and let them know. Once you do so, your car insurance company may re-rate your policy. This is because changing any information on your policy might impact your rate.
If you have a good driving record and your ex-girlfriend did not, your rate will likely decrease. Conversely, if you don’t have a good driving record and your ex-girlfriend did, your rate may increase. If you and your ex-girlfriend were rated similarly on your policy, removing her will cause no change.
Should you remove your ex-girlfriend and are unhappy with your new rate, you can shop around. You may be able to find more affordable car insurance with another carrier after removing her from your policy.
To make the process easier and compare dozens of rates at once, use the Jerry app. Sign up in minutes to get the best rate for the coverage you require.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free