How does SR-22 insurance work?

What is SR-22 insurance? I was told I need SR-22 insurance after getting my license reinstated following a DUI.

Answer provided by
Eric Schad
Answered on Jul 19, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
SR-22 insurance isn’t technically insurance at all.
It’s an endorsement that says you’re carrying minimum liability insurance as required by your state.
If your state requires it, you have to file it with the DMV or Secretary of State and keep this document in your vehicle at all times.
If you have an SR-22 endorsement and you let it lapse, you may face consequences, such as:
  • fines
  • suspended registration
  • suspended license”

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