How does rental reimbursement work?

I was in an accident and at fault. I have rental reimbursement coverage, but I'm not sure how it works. Will a rental car be covered since my vehicle will have to be repaired?

Answer
“Even if you were at fault, you should still have coverage for the rental car with your rental reimbursement coverage.
Most insurance companies require that you carry both comprehensive insurance and collision insurance to have rental reimbursement coverage on your policy.
Since both comprehensive and collision cover you regardless of fault, rental reimbursement is the same.
When you inform your insurance of the accident, you’ll be able to get more information about a rental car. Depending on your carrier and policy, there may be a specific rental car company they work with.
If so, the rental car company may bill your insurance directly. If there isn’t a specific company, you may be required to pay for your rental car and get reimbursed by your insurance later based on your policy limits.”
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Emily Maracle
Answered on Jul 15, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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