How does insurance cover snow damage?

Is snow damage something that is covered by my auto policy? I live in the northeast and want to make sure my car is protected from all the cold weather that we have here.

Answer
“This is an excellent question because snow damage can be covered in may different ways.
If you are involved in an accident due to sliding on ice or snow, you will be covered under your collision coverage.
For a loss from the weight of ice or snow, you would be covered by your comprehensive coverage.
This can happen if the weight of snow causes a tree to fall on your car.
If your garage caves in on your vehicle, then it would be covered under your homeowner’s policy.”
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Shannon Martin
Answered on Jul 06, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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