How does a car loan work with a bank?

I want to get a car loan with my local bank that I've been with since I was a child. How does the process work?

Don’t stress about getting a car loan from a bank, especially if you’ve been with them for years. The process is surprisingly simple!
To get a car loan from your bank, either fill out an online application or go into the bank and talk to a personal banker.
When you go in for the meeting, make sure to have this information handy:
  • Banking history
  • Proof of residency, such as a utility bill
  • Proof of income, such as pay stubs
  • Vehicle identification number (VIN), if applicable
  • Down payment method, if applicable
Having all of these documents handy when you apply can streamline the process and reduce the amount of time you have to spend on the loan approval process.
You will also need proof of insurance, so now is the time to start shopping for quotes with Jerry. Sign up with this online insurance broker in just a few minutes to compare quotes from up to 50 top providers. Jerry will even fill out all the paperwork, so you save money with no hassles!
Eric Schad
Answered on Oct 25, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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