However, it may be in your best interest to purchase additional coverage for your rental in case of an accident that exceeds your coverage amounts. In most cases, this won’t be necessary if you rent a vehicle similar in value to the one you drive every day.
Your rental company may also ask if you’re interested in a Collision/Loss Damage Waiver, which transfers financial responsibility from you to the rental company in the event of theft or damage. This isn’t insurance coverage per se, but it does protect your pocketbook from fronting the cost of an accident while you cruise around in your rental.
If your current provider doesn’t offer enough coverage for your current vehicle or your rental, it might be time to look at switching providers, check out the
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