Services
Insurance
Loans
Repairs
Advice
About

How do you use your car insurance on a rental?

I've heard that my insurance policy can also work for any car that I rent. How do I use my car insurance on a rental when I go on my trip next week?

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That sounds fun! And yes, your existing
comprehensive
and
collision
coverages will extend to your rental vehicle.
However, it may be in your best interest to purchase additional coverage for your rental in case of an accident that exceeds your coverage amounts. In most cases, this won’t be necessary if you rent a vehicle similar in value to the one you drive every day.
Your rental company may also ask if you’re interested in a Collision/Loss Damage Waiver, which transfers financial responsibility from you to the rental company in the event of theft or damage. This isn’t insurance coverage per se, but it does protect your pocketbook from fronting the cost of an accident while you cruise around in your rental.
If your current provider doesn’t offer enough coverage for your current vehicle or your rental, it might be time to look at switching providers, check out the
Jerry
app. We’ll get you personalized quotes from over 50 of the nation’s top insurers, so that all you need to do is pick the plan that works best for you.
Enjoy your vacation!
MORE: How to avoid being unfairly charged for rental car damage
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings