How do you suspend a car insurance?

I am taking a long sabbatical, and I will not bring my vehicle. I'd love to save some money on my insurance if I can. Is there any way to suspend my car insurance?

Answer
Suspending your policy will allow you to reduce your payments without having to fully cancel. This is a great way to save some money on an amenity you are not using. Only suspend your policy if you are not driving at all. Driving without insurance is illegal.
Keep in mind that suspending your coverage isn’t really suspending your insurance per se. Almost every state requires that any registered vehicle maintains liability coverage. While a suspension wouldn’t stop payments on the vehicle, it allows you to reduce your coverage to the cheapest level possible.
That said, it may not always be possible. if you’re financing your car, this isn’t the case. Lenders will require you to keep full coverage for the duration of the loan, so you may have to bite the bullet. Also, not every insurance provider allows a suspension of policy, so be sure to check with your provider.
If you’ve canceled or want to find a new policy that allows suspension, use insurance broker Jerry to help you find the best new policy for you. Jerry will compare quotes from up to 50 different companies in seconds. Jerry will even take care of the paperwork for you!
melanie reiff
Answered on Oct 27, 2021
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