How do you sue someone with no car insurance?

I was in an accident with an uninsured driver. I was injured and my car is damaged. How can I sue the other driver for damages?

Answer
Getting into an accident is already overwhelming without having the additional stress of an uninsured driver. However, suing is an option that you can pursue to help pay for damages.
Before you pursue legal action, check with your car insurance company. Many policies contain uninsured motorist coverage. Uninsured motorist coverage will cover any injuries or damages that an uninsured driver may cause.
If you have collision coverage or medical payments coverage, you could also submit a claim for your injuries and car damages.
If you don’t have these coverages on your policy, consult an attorney. Some attorneys may offer free consultations about your case. If you are comfortable with the lawyer’s fees and policies, feel free to move forward with legal action.
If your car insurance rates change after the accident or you decide to add additional coverage, consider shopping around. Doing so may find you a better rate than what you’re currently paying.
And that’s when an app like Jerry can help. As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance.
Emily Maracle
Answered on Oct 22, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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