How do you shop around for car insurance?

I need to find cheap car insurance. Someone told me I should shop around. How do I get the best car insurance rates?

Answer
“To shop around for car insurance, you’ll need to request quotes from several different insurance companies. Experts recommend getting at least three quotes—the more, the better.
When doing so, be sure to provide accurate information (i.e., your correct date of birth, the vehicle type, etc.), or your rate could change once you finalize your policy.
You’ll need to indicate the type of coverage you require, as well. Again, if you don’t select the proper coverage, your rate could change.
For example, if you need full coverage, don’t request quotes for liability coverage, which is typically the minimum amount of insurance required by law. Full coverage costs much more, so the previous quote wouldn’t provide a good idea of how much you’ll end up paying.
Compare the quotes you receive carefully. Beyond price and coverage, you also want to look at the policy terms and conditions. If you know you may cancel your policy midterm, you’d benefit from one that didn’t include cancellation fees.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. The Jerry app can collect quotes from up to 50 top insurance companies in seconds and deliver the best rates straight to your phone for free!”
Emily Maracle
Answered on Oct 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free