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How do you sell a car without insurance?

I’m planning to sell my car privately. I would rather not pay for insurance if I’m not driving it. Can I sell my car without insurance?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
To sell a car without
car insurance
, you just need to make sure it’s not being driven on public roads. Technically, you don’t have to insure a car to sell it—but you do have to insure a car to drive it. 
  • Your potential buyer is going to want to test drive your car, and that means it must be insured and registered
  • Driving a vehicle that isn’t properly registered and insured on public roads is
    illegal in all states
    —even if you’re only driving it around the block
That said, if you’re just selling the car to someone else for scrap or to someone who doesn’t feel a test drive is necessary, no insurance is needed—at least on your end. Whether the buyer needs insurance or not will depend on what they plan to do with the vehicle once it’s theirs.
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