How do you save on car insurance for young drivers?

My son is 17 and he just got his license. We plan on adding him to our car insurance, but our agent warned us that it's expensive. How can we save on car insurance for a young driver?

Answer
Your agents warning makes sense. Car insurance for young drivers can be incredibly expensive. Many parents are shocked when they add their teenager to their policy. Thankfully, you have a few options to save money and alleviate stress when purchasing car insurance for a young driver.
First, find out what discounts are available to you with your current policy. Depending on your company, your son might qualify for a good student discount. If your son is taking a driver training course, they may also qualify for a discount.
Some companies, like State Farm, offer educational programs for young drivers. If a driver completes the course, State Farm will give them a discount on a policy.
You could also see if your insurance provider has a driving behavior discount or telematics program. Enrolling in a program can save some additional cash as well.
Apart from this, shop around. While you may like your current insurance company, it doesn’t mean you shouldn’t look into other options. Insurance rates vary, so you may be able to find a better rate with your son on your policy elsewhere.
If you want to leave the hard work to someone else, check out Jerry. Jerry is an app that finds the best insurance rate from up to 50 providers, ensuring you’re always getting the best rate, even with a young driver!
Emily Maracle
Answered on Oct 25, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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