How do you reduce your car insurance cost?

My six month car insurance premium is $2,000. How do I reduce the cost of my car insurance?

Answer
If you need to reduce the cost of your car insurance, you have a few options.
First, you can speak with an agent at your insurance company to see if you qualify for any additional discounts. Enrolling in a driving behavior or telematics programs are a great ways to reduce the cost of your insurance.
Another option is adjusting the coverage on your policy. If you currently have full coverage, you could raise your deductibles or reduce your coverage to liability only.
If your insurance cost is high due to accidents or violations, shop around. Not every car insurance company rates accidents and tickets negatively. By comparison shopping, you may find a more affordable rate.
You can do this on your own by request quotes or you can use Jerry. As a licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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