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How do you reduce your car insurance cost?

My six month car insurance premium is $2,000. How do I reduce the cost of my car insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you need to reduce the cost of your
car insurance
, you have a few options.
First, you can speak with an agent at your insurance company to see if you qualify for any additional discounts. Enrolling in a driving behavior or telematics programs are a great ways to reduce the cost of your insurance.
Another option is adjusting the coverage on your policy. If you currently have full coverage, you could raise your deductibles or reduce your coverage to
liability only
.
If your insurance cost is high due to accidents or violations, shop around. Not every car insurance company rates accidents and tickets negatively. By comparison shopping, you may find a more affordable rate.
You can do this on your own by request quotes or you can use
Jerry
. As a licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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