if you’re worried that your credit score might negatively impact your interest rate.
Do your research first. Shop around and figure out what rates other lenders are offering, then use those numbers in your negotiations.
Negotiate the price of the car rather than the interest rate. Many dealerships will allow you to make a counteroffer on the price of the vehicle before purchasing it. If you can lower the price of the car, you’ll pay less in interest in the long run.
app can help you find the best rates available to you in just a few minutes. Answer some quick questions on the app, pick from a comprehensive list of competitive quotes from more than 50 top providers, including Nationwide, Allstate, and Travelers, and let Jerry do the rest.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.