How do you make your car insurance as cheap as possible?

I’m trying to be more responsible with my finances. Is there any way I can make my insurance cheaper?

Answer
It can be hard to be financially responsible, so it’s great you’re making the effort!
One of the best ways to get cheaper car insurance is by maintaining a clean driving record as insurance companies will reward good drivers.
A clean driving record means:
  • No accumulated points
  • No accidents
  • No convictions
  • No tickets
  • No claims
Driving something reliable and not flashy can lower your price as well.
There are also discounts you can look into, such as:
Finally, you should also shop around and get quotes. Sometimes other companies will offer better deals than what you’re currently paying. You can start comparing insurance companies with the Jerry app. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone, for free. Jerry will also automatically check for deals every time your policy is set to renew to make sure you’re getting the best price.
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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