How do you lower your car insurance with Geico?

I have Geico insurance, and I've got nearly six months left of my 12-month contract. However, things have gotten a bit tighter lately. Are there ways I can lower my car insurance with Geico to save myself some money before I switch to something else?

I’m sorry to hear things have gotten more financially strained. Don’t worry, GEICO offers many discounts that might help lower your premium.
Some common discounts Geico offers include:
If after speaking with GEICO about discounts you still need to cut back, look over your coverage. You can drop coverage to the state minimums (you can always add more coverage later). You can also raise your deductible, which lowers your monthly premium. Make sure you can afford your new deductible in case of an emergency.
If the discounts and policy changes still don’t add the room in your wallet you’re looking for, it might be time to shop with other companies. If you want to leave the hard work of pulling quotes to someone else, try using the number one car insurance app in the Apple store, Jerry. Jerry compares personalized rates from top providers, like Nationwide, Allstate, and Travelers, and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
Lauren Smith
Answered on Oct 27, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.

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