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How do you lower your car insurance with Geico?
I have Geico insurance, and I've got nearly six months left of my 12-month contract. However, things have gotten a bit tighter lately. Are there ways I can lower my car insurance with Geico to save myself some money before I switch to something else?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear things have gotten more financially strained. Don’t worry, GEICO offers many discounts that might help lower your premium.
- Passive restraint discounts
- Anti-theft device discounts
- Emergency deployment discounts
- Seat belt use discounts
- Military discounts
- Anti-lock brake discounts
- Daytime running lights discounts
If after speaking with GEICO about discounts you still need to cut back, look over your coverage. You can drop coverage to the
state minimums
(you can always add more coverage later). You can also raise your deductible, which lowers your monthly premium. Make sure you can afford your new deductible in case of an emergency. If the discounts and policy changes still don’t add the room in your wallet you’re looking for, it might be time to shop with other companies. If you want to leave the hard work of pulling quotes to someone else, try using the number one car insurance app in the Apple store,
Jerry
. Jerry compares personalized rates from top providers, like Nationwide, Allstate, and Travelers, and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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