How do you lower your car insurance bill?

I live in Texas, and I pay more than I’d like to for car insurance. How can I lower my bill?

Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
As they say, everything’s bigger in Texas. While the state doesn’t have the highest
car insurance rates
in the country, your bill might be higher than you want it to be. Luckily, there are a few ways you can lower your premiums.
First, check with your current provider to see if you’re eligible for any discounts. Most providers offer discounts, even if they don’t advertise it, so it never hurts to ask. Some common discounts are:
  • Multi-vehicle discounts
  • Bundling multiple insurance products
  • Good student discounts
  • Safe driver discounts
Perhaps the easiest way to save money on car insurance is to shop around for the best price. That’s where [Jerry] comes in handy. Jerry will provide you with quotes from over 50 top providers in a matter of minutes. Make your choice, and Jerry will help you secure your new policy and help to cancel your old one. The best part? Average Jerry users save $879 per year on car insurance.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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