How do you lower your car insurance bill?

I live in Texas, and I pay more than I’d like to for car insurance. How can I lower my bill?

Answer
As they say, everything’s bigger in Texas. While the state doesn’t have the highest car insurance rates in the country, your bill might be higher than you want it to be. Luckily, there are a few ways you can lower your premiums.
First, check with your current provider to see if you’re eligible for any discounts. Most providers offer discounts, even if they don’t advertise it, so it never hurts to ask. Some common discounts are:
  • Multi-vehicle discounts
  • Bundling multiple insurance products
  • Good student discounts
  • Safe driver discounts
Perhaps the easiest way to save money on car insurance is to shop around for the best price. That’s where [Jerry] comes in handy. Jerry will provide you with quotes from over 50 top providers in a matter of minutes. Make your choice, and Jerry will help you secure your new policy and help to cancel your old one. The best part? Average Jerry users save $879 per year on car insurance.
Lauren Smith
Answered on Nov 12, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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