How do you lower car insurance for young drivers?

My daughter is a year into driving, and the insurance prices are killing me. Add in, my son is going to be starting very soon and I need to lower the insurance. How can I do it?

Answer
Unfortunately, the dilemma of expensive car insurance for teen drivers is nothing new. Luckily, you can save money with discounts.
Here are some common discounts that apply to teen drivers:
  • Good student discount: Students who earn a B average or higher are eligible for car insurance discounts from most companies.
  • Driver’s ed discount: Many insurance carriers offer discounts for teen drivers who complete driver’s education and/or a defensive driving class. This will improve your teen’s awareness on the road (and give you greater peace of mind).
  • Safety features: Cars with more advanced safety features are eligible for discounts. Installing new safety features in your car will help keep your teens safe, as well as save you money.
  • Low mileage discount: If your daughter has her own car and doesn’t drive very much, she may be eligible for a low mileage discount.
Besides discounts, you can also save money by:
  • Comparison shopping with Jerry. Jerry is a free app that compares rates from the top providers and delivers the best deals for your family in minutes.
  • Adding your teens to your policy, instead of getting them their own insurance policies.
  • Assigning your child the least expensive car to insure. If there are multiple cars on your insurance policy, keep your teen on the less expensive option.
  • Bundling home and auto insurance.
Will Baldwin
Answered on Nov 02, 2021
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