How do you lower car insurance for young drivers?

My daughter is a year into driving, and the insurance prices are killing me. Add in, my son is going to be starting very soon and I need to lower the insurance. How can I do it?

Unfortunately, the dilemma of expensive car insurance for teen drivers is nothing new. Luckily, you can save money with discounts.
Here are some common discounts that apply to teen drivers:
  • Good student discount: Students who earn a B average or higher are eligible for car insurance discounts from most companies.
  • Driver’s ed discount: Many insurance carriers offer discounts for teen drivers who complete driver’s education and/or a defensive driving class. This will improve your teen’s awareness on the road (and give you greater peace of mind).
  • Safety features: Cars with more advanced safety features are eligible for discounts. Installing new safety features in your car will help keep your teens safe, as well as save you money.
  • Low mileage discount: If your daughter has her own car and doesn’t drive very much, she may be eligible for a low mileage discount.
Besides discounts, you can also save money by:
  • Comparison shopping with Jerry. Jerry is a free app that compares rates from the top providers and delivers the best deals for your family in minutes.
  • Adding your teens to your policy, instead of getting them their own insurance policies.
  • Assigning your child the least expensive car to insure. If there are multiple cars on your insurance policy, keep your teen on the less expensive option.
  • Bundling home and auto insurance.
Will Baldwin
Answered on Nov 02, 2021

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