PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do you lower car insurance for new drivers?
I'm 24, but I only recently got my license. I've requested quotes from two companies, but my rates are really high. I know it's because I'm a new driver. How can I lower my rate?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Getting your license as an adult comes with both advantages and disadvantages. While you’re probably a more responsible driver than a teenager, you will still pay higher rates until you prove to a
car insurance
company that you’re low risk. Even so, there are ways to save on a policy!One option is to look for discounts. Many companies offer discounts for enrolling in driving behavior programs or taking a driver training course. If you’re currently in school, you may qualify for a good student discount.
You should also look for insurers like
State Farm
that offer special discounts for new drivers. State Farm has a program called Steer Clear, which gives you a discount on your policy if you complete the course and are under age 25.While you’ve already requested quotes from two companies, a great way to save is by shopping around. Requesting quotes from multiple companies ensures you’re getting the best price. You can do this yourself or use
Jerry
.As a licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes and helps you switch plans, ensuring you always have the best rate and coverage.
Although you may feel defeated to have to pay more for your car insurance as an adult, as long as you are a safe driver, your rates will begin to decrease as you gain more experience.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
