How do you lease a car without credit?

I’m looking to lease a new car but don’t want to use credit. How can I do this?

Answer
Leasing a new car is exciting—let’s see if we can help you get there without using credit!
The first thing you’re going to do is show your work history for proof of income. Don’t lie about your income, as this will get you disqualified for the lease and potentially caught up in legal action.
Once proof of income is established, you can try to get around using credit by putting down a high down payment and paying a higher interest rate. You may even be able to qualify for a discount program by doing this. (However, some dealers may still insist on using your credit.)
When you secure a lease, the first thing you’re going to want to do is find the right car insurance policy. Jerry can help you compare dozens of competitive quotes from top providers—and once you’re ready to make a switch, Jerry can help you cancel an existing policy, too.
Will Baldwin
Answered on Nov 03, 2021
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