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​​How do you know which car insurance type you have?

Is there an easy way to know what car insurance type I have? I need to figure out if my insurance will cover damages from a recent accident.

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Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Insurance paperwork can be full of overwhelming information, so it can be difficult to find what you need. But if you want details about your car insurance policy, the best place to look is your declaration page.
The
declaration page
will show you information about your policy, including which coverages you have and how much of it you’ve purchased.
Whenever you make changes to your policy (like adding or removing drivers), your provider will give you a new declaration page. Be sure you’re looking at your current declaration page, since your new policy may include changes. If you can’t find the physical policy—check your provider’s website! Many insurance companies make policy details accessible online.
If you don’t have the coverage you need, it may be time to shop around for a new policy with
Jerry
. A licensed broker, Jerry will help you collect and compare quotes from over 50 top insurance companies for free. That way, you can make sure you’re getting the coverage you need at the best possible rate.”
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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