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How do you know how much car insurance will cost?
I'd like to buy a new car, but I need to know how much the insurance will be. How do I estimate the price of an insurance policy?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As the cost of car insurance is dependent on a variety of factors, the only way to know how much you’ll pay is to
request quotes
. You can do so online or by calling insurance providers directly.If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from up to 50 top insurance companies in seconds and deliver the best deals straight to your phone for free!You’ll need the vehicle identification number, or VIN, of the car you’re looking to buy to request qutoes. And if you change your mind or decide on a different car, you can request new quotes to see your new rate.
Car insurance companies look at many different factors when determining rates, including:
- Your age
- Address
- Gender
- Marital status
- Driving record
- Credit history
- Type of car you drive
- Type of coverage you require
They weigh these factors to determine how much of a risk someone is to insure. If someone is deemed higher risk, their policy will cost more. And if they’re classified as lower risk—you guessed it—they’ll pay less.”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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