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How do you insure a learner driver on your car?
Is there any way to put a learner driver on your car insurance? My son is learning to drive and I need to make sure he’s covered when he practices in my car.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When it comes to insuring learner drivers on your car you have a few different options:
- If your son is using the family car he may not need insurance. Since you gave him permission to use the car, he’d be covered by your policy under permissive use. But before you call it a day, you should ask your provider about their policy on permissive use.
- You could put them on your policy, but not every provider will offer coverage for learner drivers. Plus, having a teen driver on your insurance will cause a significant increase in your monthly insurance rate.
- Your final option would be to buy your son his own policy. However, this will likely be more expensive than adding him to your insurance.
At the end of the day, insurance for teen drivers will always be expensive. To find the best rates you can, you should compare quotes from at least three different insurance companies and ask each provider about their discounts.
If you’d like help with the process, you can always try
Jerry
. A licensed broker, Jerry can help you collect and compare insurance quotes from top providers in minutes. If you find a new policy that works better for your family, Jerry can even help you buy the new plan and cancel your old policy!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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