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How do you insure a learner driver on their own car?
My daughter just got her learner's permit. She has her own car, so we'd like her to get her own insurance. Can she be on her own policy?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
As exciting as a permit is for a young driver, finding a
car insurance company
who will issue a policy to a driver with a learner’s permit is difficult.Drivers with a learner’s permit are required to drive with a licensed driver, so most insurance companies won’t insure them alone, especially due to the high risk they carry.
Even if you can find a company that will insure her, the price will likely be very high. Although your daughter has her own car, adding her to your current policy until she gets her full license is the better move.
However, you can reduce the cost of having an inexperienced driver added to your policy with a few hacks.
See if your policy is eligible for any of the following discounts:
Once she has more experience driving, the cost of her insurance should decrease.
If you want to see what companies would insure her with a permit, you can request a quote from your current company or go to
Jerry
. This free app collects quotes from up to 50 top insurance companies in seconds!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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