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How do you insure a car for a driver with a learner’s permit?

My son is hopefully going to get his learner’s permit next month, and I’m so proud of him! I want to make sure he’s properly insured, but I don’t know the process for insuring teenagers. How do I make sure he’s insured when we hit the roads?

avatar
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s an exciting time for your son—I hope he passes on the first try! The easiest way to make sure your son is properly insured is to add him to your current policy if you can.
When a teen gets their learner’s permit and is ready to hop in the
car
, adding them to your insurance policy will ensure that they’re properly covered on the road.
If you want to add them to your policy, you should notify your insurer as soon as possible. They’ll let you know any limits that may apply to a driver with a learner’s permit, and will answer any questions you might have.
It’s also good to keep in mind that
insurance for teenagers
is notoriously expensive. If your premium increases as a result of adding your son, you may want to consider shopping around to see if you might get a better rate from another provider.
To do this easily, check out the
Jerry
app. We’ll get you customized quotes from top-of-the-line providers, so that all you need to do is pick the plan that works best for you. And once you’ve chosen one, we’ll even help you switch over!
Best of luck to your son, and may all your rates be low!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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