Comprehensive insurance covers damage to your vehicle if it occurs from a covered peril. Covered perils include:
Fire
Theft
Hail
Water or flood
Vandalism
Windstorm
If you have comprehensive insurance and want to submit a claim to your insurance, you can call them. They will likely have an adjuster review the damage. Your insurance may also request an estimate from repair shops. From there, your insurance will decide how they would like to proceed.
Your vehicle will either be repaired or it may marked a total loss. If so, you’d receive the actual cash value for your vehicle.
If you didn’t have comprehensive coverage, now is the time to add it to your policy. Download the
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