How do you get your car insurance quote down?

I requested a quote from a few different companies that my friends use. They all have great rates, but my quotes were really high. How do I get a lower quote?

Answer
Everybody wants to save money on their car insurance, so you definitely have a few ways to save on your quotes!
One way to save on quotes is by looking at discounts. Taking a driver training program or enrolling in a driving behavior program can also save you money on your quote. Beyond that, see if you qualify for education or occupational discounts.
Comparing yourself to others when looking at car insurance rates seems rational, but rates are largely personal. Things like your driving record and location all impact your rate. If you have accidents, claims, or violations, you can expect to spend more on your insurance than someone with a clean record.
The good news is if you have violations or accidents on your record, your rate will begin to decrease over time. Moving violations and tickets typically fall off your record over a three- to five-year period. If you can’t find a lower rate now, don’t worry! You can continually shop around every six to 12 months. Eventually, you should start to see a lower rate as long as drive safely.
Perhaps the easiest way to save money on your car insurance quotes is to shop around. Since you’ve already looked at a few different companies, consider using Jerry. Jerry gathers the cheapest quotes from 50 top insurance providers in seconds!
Emily Maracle
Answered on Oct 25, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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