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How do you get your car insurance quote down?
I requested a quote from a few different companies that my friends use. They all have great rates, but my quotes were really high. How do I get a lower quote?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Everybody wants to save money on their
car insurance
, so you definitely have a few ways to save on your quotes!One way to save on quotes is by looking at discounts. Taking a driver training program or enrolling in a driving behavior program can also save you money on your quote. Beyond that, see if you qualify for education or occupational discounts.
Comparing yourself to others when looking at car insurance rates seems rational, but rates are largely personal. Things like your
driving record
and location all impact your rate. If you have accidents, claims, or violations, you can expect to spend more on your insurance than someone with a clean record.The good news is if you have violations or accidents on your record, your rate will begin to decrease over time. Moving violations and tickets typically fall off your record over a three- to five-year period. If you can’t find a lower rate now, don’t worry! You can continually shop around every six to 12 months. Eventually, you should start to see a lower rate as long as drive safely.
Perhaps the easiest way to save money on your car insurance quotes is to shop around. Since you’ve already looked at a few different companies, consider using
Jerry
. Jerry gathers the cheapest quotes from 50 top insurance providers in seconds!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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