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How do you get your car back after a repossession?
My car was repossessed, and I don't know what to do. How can I get it back?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A repossession is definitely stressful, but there are a couple of things you can do to get your car back:
- Usually, your bank will let you get your car back if you pay off your loan in full and pay the repossession costs. You’ll need to do that before your car sells at an auction, though.
- You can also discuss the possibility of reinstating your loan with new terms if your bank is willing to do so. While the repossession will still show up on your credit report, you might be able to get your car back that way.
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