How do you get the cheapest car insurance possible?
What’s the best way to get cheap car insurance (like really, really cheap)? I’m young and my job doesn’t pay much. I need a car for work and school, but I can’t afford much.
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You can get the cheapest insurance possible—and you can do it from the comfort of your own home. Here’s how.
Shop around: The first provider you find will rarely be the best. Take your time and get quotes from at least three different insurers before you settle.
Get an affordable-to-insure car: Some cars cost a lot more to insure than others. If you want a cheap policy, you should choose a
Check your credit: If you have a good credit record, your insurance rates will be lower. This is because insurers usually calculate your rate based on your credit score. If you can improve your credit, you’ll likely get a lower premium.
Look for discounts: Many providers offer significant discounts for customers who
may be eligible for cheaper insurance than someone who drives 200 miles a day. Different coverages may also cost more than others. You can lower your rate by purchasing only your
. The Jerry app can help you gather and compare affordable quotes from the top name-brand insurance companies for free. It can even help you cancel your old policy if you find a more affordable rate elsewhere!”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.