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How do you get the best car insurance?

How can I be sure I’m getting the best car insurance? I'm in the market for a new policy (and maybe company), and I want to make sure I'm getting the right coverage for a good price.

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Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It can be difficult to make sure you’re getting the best car insurance because everyone has different coverage needs. But you can use these tips to find the coverage you need at the best possible rate.
  • Use a comparison tool:
    The Jerry app
    can help you find and compare quotes from over 50 top insurance companies for free. With Jerry, it’s easy to find the insurance you want at a price you can afford.
  • Understand situational factors: Your car insurance largely depends on factors like your driving history, credit score, marital status, age, location, and your car’s year, make, model, and monthly mileage. Understanding which factors go into pricing your premium can help you take steps to make it more affordable—like keeping a clean driving record and making your payments on time.
  • Know your coverage needs: Almost every state has some minimum insurance requirement. While you may want to invest in more
    coverage
    than the state minimum, your premium directly reflects the amount of coverage you have.
  • Research: Remember, the first provider you find will rarely be your best option. Take your time and get to know your provider and policy options before settling.
The biggest step you can take to find the best insurance for you is defining your needs. Once you know what you’re looking for, it’ll be much easier to find it! When you’re ready to start looking, don’t forget to download the Jerry app. A licensed broker, Jerry offers end-to-end support in helping you find the lowest rates for the coverage you want.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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