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How do you get liability insurance without a car?

I don’t have a car, but I want to get liability insurance as I drive other people's cars often. Is that possible?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
To get
liability insurance
 without a car, you just need to purchase a
non-owner car insurance
 policy. Non-owner insurance is typically liability-only coverage that covers you in any vehicle you drive.
While most
car insurance
 policies cover permissive use, having non-owner insurance ensures protection if you’re in an accident and damage someone’s property or injure them.
As non-owner insurance is specialized, not every insurance company offers it. You’ll need to shop around with multiple companies to find coverage and the best rate.
Pro tip: To simplify the shopping process and make sure you get the policy that’s the best fit for you, use the free
Jerry
 app. Jerry’s friendly agents are happy to answer any questions and find you the best coverage and rate for your new insurance policy.
MORE:
Different types of car insurance: Which one suits you best?
Car InsuranceTypes of InsuranceNon Owner Car InsuranceNon-Owner
View full answer 
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