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How do you get insurance for a rental car business?

I'm starting a rental car business. What kind of insurance will I need and where can I get it?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on your new business venture!
You will need to get commercial
car insurance
, as well as commercial liability insurance for a rental car business.
Commercial policies are necessary when insuring a large number of vehicles (aka a fleet) and using them for business. Some insurance providers do not offer this type of insurance. So finding a commercial policy may take some shopping around. Big-name providers like
Progressive
will likely be your best bet.
Compare coverage levels and benefits. You’ll also want to find out what discounts are available to you as a commercial customer.
With larger companies, you may also be able to bundle your policies for additional savings. As larger insurance companies offer more products, it’s easier to stay with one company for all of your business needs.
Should you need help finding commercial insurance, consider enlisting an insurance broker. They can often find you the best rate among all major insurance companies while freeing up your time to focus on other aspects of your new business.
And if you’re looking for better rates on your personal car insurance,
Jerry
is your ultra-talented car insurance broker for life. No need to sit across from him at a desk—Jerry is an app! It takes less than a minute to sign up and you’ll be presented with competitive rates from up to 50 top providers.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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