How do you get good car insurance?

I live in Tennessee. I’m trying to save money while still maintaining my full coverage insurance and I’m wondering how to get better car insurance rates.

The easiest way to find good car insurance is to shop around for quotes. You can do this very easily with Jerry, an insurance app that helps you browse quotes from dozens of top carriers.
In Tennesse, full coverage costs an average of $2,266 a year. With Jerry, that number goes down to $1,656.
No matter who your provider is, any policy can become more affordable when you find and apply for discounts. Common car insurance discounts include:
  • Multi-policy discount (bundling home and auto)
  • Occupational discounts (being a teacher, federal employee, etc.)
  • E-billing or paid in full discount
  • Defensive driver or driver education discount
  • Accident free discount
  • Good student discount
Not all discounts are heavily advertised, so be sure to contact your provider to make sure you know all your options.
Lauren Smith
Answered on Nov 15, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.

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