How do you get comprehensive car insurance?

I live in a rural area with a lot of wildlife. My mom said I should get comprehensive insurance. What's the best way to do that?

“To get comprehensive insurance, you’ll need to contact your car insurance company if you currently have insurance. If you don’t, you’ll want to request quotes from multiple insurance companies.
If you already have car insurance, you will just need to go online or call your insurance company and tell them you want to add comprehensive.
Comprehensive coverage protects your vehicle from damage due to perils other than a collision with another vehicle or object. Covered perils include:
  • Vandalism
  • Theft
  • Fires
  • Windstorms
  • Rains and flooding
  • Hail
  • Contact with animals or birds
I’m betting the last item on the list is why your mom wants you to add this type of coverage! Should you hit a deer, any damage to your vehicle will be covered. The only requirement is that you pay your deductible.
If you don’t have a car insurance policy yet, you’ll first need to find coverage. Begin by requesting quotes. To do so, you can call companies directly or make it easy on yourself by using a comparison shopping tool like Jerry.
The Jerry app can collect quotes from up to 50 top insurance companies in seconds and deliver the best deals straight to your phone for free!”
Emily Maracle
Answered on Oct 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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