How do you get cheap car insurance for a teenager?

My daughter just got her license. We bought her a car and she needs insurance. How do you get cheap insurance for a teenager?

Finding cheap car insurance for a teenager can be a difficult task.
Teenagers are new and inexperienced drivers, so insurance companies consider them *higher risk**. A high-risk driver will also pay more for insurance than someone who has a clean driving record or more experience.
The cheapest way to get insurance for a teenager is to add them as an additional driver to your current policy. If your name is on the title for her car, you also are required to be on an insurance policy with her.
While you can expect your rate to increase, adding her as a driver to your policy is typically the cheaper option.
To save money when adding your daughter to your policy, you can find out if your insurance offers any discounts. Insurance companies often offer discounts for good grades or taking a driver training course.
If your rate skyrockets after adding your daughter, use Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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