Services
Insurance
Loans
Repairs
Advice
About

How do you get cheap car insurance as a young driver?

I’m over 18 and am on my own financially now that I’m in college. I need a car to get around where I live. How do I get cheap car insurance? Everything I’ve looked at is expensive.

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Being a young driver and finding
cheap car insurance
usually don’t mix. That said, there are ways to find lower rates.
First, you can look into a variety of discounts. If you have good grades, sometimes you can get a good student discount. Another option is taking a defensive driving class. Check to see if your policy offers discounts for defensive driving and if they have any recommended courses near you.
You can also get some
anti-theft devices
which protect your car and reduce your premiums. These can include:
  • GPS tracking
  • Tracking subscription
  • Vehicle recovery device
Another easy option is to comparison shop. You can request quotes from various companies or use
Jerry
. The Jerry app can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and even helps cancel your old policy!
If you’re still having difficulty finding an affordable policy, keep shopping around every few months. Insurance rates change often. As long as you maintain a
clean record
, you should see your rates decrease as you get older.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings