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How do you get car insurance for a new car?

I’ve only ever had used cars, and now I’m looking to buy a new car in the next couple of weeks. I’ve been wondering about the insurance process—is there any difference with new cars? How should I get insurance for my new car?

avatar
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on the new ride! Shopping for
insurance for a new car
can be just a little different from buying insurance for a used car, but the process is very much the same. To get insurance for a new car, just follow these steps:
  • Determine your coverage needs. The biggest difference in insuring a new car is the coverage level. While insuring a used car at your
    state’s minimum coverage requirement
    can be a good way to save money, your new car should have a level of coverage to match its current value. Be sure to look at various
    types of coverage
    and decide which of them works best for your needs.
  • Compare quotes. The general rule is to find at least three different quotes from three different providers to determine what you should be paying for insurance. By comparing quotes you can find a balance between policies that fit your needs and the lowest prices. However, if you want to easily get the best deal on the coverage you need, try using the
    Jerry
    app. We’ll get you customized quotes from over 50 top insurers in seconds, so that all you need to do is pick the plan you like best.
  • Purchase your car insurance. Once you find a plan you like, it’s time to buy! You can get insurance directly from the insurer if you have a good grasp of how insurance works, but you can always reach out to an agent if you want to double-check your choices. And if you’re using the
    Jerry
    app, we’ll help you through the whole process of switching over.
Once you’ve bought your new policy, you can pay all at once or on a regular monthly schedule. Remember to cancel your previous insurance once you’ve begun paying for your new policy—and if you’ve signed up for your new policy with
Jerry
, we’ll help with every step of cancelation.
Happy shopping!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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