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How do you get car insurance for a day?
Can you get car insurance for only a day? I need to borrow my friend's truck to move out of my apartment and I want to make sure I'm covered.
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since your friend is lending you their car, you would have permissive use and may not even need a policy.
Permissive use means you were given permission to use the insured vehicle, and as such, you will also be covered by your friend’s car insurance. This is because auto insurance follows the vehicle, not the driver, so the car will be insured no matter who is driving.
If you still want to look into short-term insurance, you should know that your options are fairly limited. While temporary insurance plans exist, they are often offered by unreliable companies. At the same time, most reputable insurance companies will only sell insurance in six-month or one-year timeframes.
Your only other option to consider would be
non-owner insurance
—a type of liability coverage for people without cars. If you were to buy a non-owner policy, it would apply in addition to your friend’s coverage.While temporary plans may not be the best move, you are smart to be concerned about protecting yourself and your friend’s car. If figuring out the best course of action seems overwhelming, turn to
Jerry
. Just download the app and contact one of Jerry’s agents with questions—they’re always there to assist you.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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