How do you get car insurance before you buy a car?

I am going to buy a Nissan Rogue from a private seller, but I don’t have car insurance yet. How can I get a car insured before I buy it?

I’m sure you’re excited to take your new vehicle home! Here’s how to get insurance before you buy a car:
  • Step one: Call your insurance provider and inform them you are planning on buying a car.
  • Step two: Provide the new car’s vehicle identification number (VIN).
  • Step three: Tell them the date you’d like to activate your policy (the day you will buy the car).
  • Step four: Ask for confirmation via paper or email.
If you currently have car insurance on a different vehicle, you will typically have a temporary grace period during which your newly purchased vehicle will be covered. However, this only applies if:
  • You will be buying the new car with cash instead of taking out a loan
  • Your car insurance coverage allows a grace period (contact your provider for details)
If you want cheaper car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, Jerry gathers affordable quotes, helps you switch plans, and will even assist in canceling your old policy.
Phoebe Mah
Answered on Nov 12, 2021

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