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How do you get car insurance at 18 years old?
How can I get affordable car insurance at 18? My parents said that if I want a car, I should get it myself. Well, I found a car, but now I need to find some cheap insurance.
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It’s a big step to get a car yourself, so congratulations! While it’s not impossible to find
cheap insurance
as a young driver, it can be difficult. Young people like yourself are new to the road, so insurance companies consider them a higher risk and raise their premiums. While this is a universal rule, there are steps you can take to lower the cost.
Here are the best suggestions for lowering your premium:
- Compare quotes between providers. Insurance costs vary from one company to the next, so it’s in your best interest to look around before you settle.
- Look for young driver discounts. Some insurance companies will offer discounts to young drivers for maintaining good grades or taking driving courses! Ask your provider which discounts might work for you.
- Lower your amount of coverage. While this option is not always recommended, buying theminimum amount of state-required insurancewill be cheaper than full coverage. However, young drivers are more likely to get in accidents, so skimping on the coverage may not be the best idea.
- Choose the right car. While sporty cars might be fun,more standard optionsare typically cheaper to insure. Driving a Toyota Camry instead of a Mustang could save you over $1,000 a year in insurance premiums.
To find the best coverage at the lowest price, you should also try
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes from top-name insurance brands in minutes!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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