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How do you get car insurance?

I’m a first-time car buyer—I recently graduated from college in Florida, and I’m currently shopping for my first vehicle. I know I need to insure it, too, but I’m not really sure where to start. What is the best way to get car insurance?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Getting
car insurance
for the first time can seem like a stressful process. However, knowing the minimum level of coverage that your state requires is a great way to begin looking for a policy that is right for you!
Most states, at the minimum, require
liability coverage
to cover at-fault accidents on the road. Other types of common coverages include:
After understanding the differing coverage requirements per state, you should have the following information ready in order to get the most accurate quote for a policy:
  • Your age
  • Your gender
  • Number of household drivers
  • Corresponding driver license numbers.
Once you have collected the correct information, start consulting multiple insurers for competitive quotes. Getting multiple quotes ensures that you’re getting the best possible deal! The easiest way to do this is through the
Jerry
app—we’ll get you customized quotes from 50 top-of-the-line providers, so that all you need to do is choose the one that works best for you.
After choosing a quote that works for you, simply follow your provider’s instructions on how to register for your new car insurance policy. (If you switch with Jerry, we’ll also help with every step of registration!) Be sure to provide your current address of residence so that they can mail your insurance ID cards to you easily.
And that’s it! Happy shopping, and enjoy your new ride.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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