“Getting auto insurance when you don’t have a car might sound strange, but it’s an easy process that can save you thousands in the long run! One way to go about it is by purchasing non-owner car insurance.
With that in mind, non-owner car insurance is not always necessary, but it will typically offer drivers liability coverage for bodily injury and property damage (which your friend’s insurance may not cover).
Remember, non-owner car insurance only covers liability (damages to others). Many providers will not cover injury or damages to you, your passengers, or the car you’re driving under non-owner policies. So it’s important to check with your insurance company and make sure you understand exactly what you’re getting.