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How do you get a title loan on your car?
What do I need to do to get a title loan on my car? I’ve heard it’s an easy way to get money quickly, and I really need some fast money.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Finding accessible short-term loans can be tricky. Luckily, car title loans are easy to get! If you own a car, then you just need to find a lender with good terms.
Title loans often have high APRs and short repayment periods—so don’t settle for the first offer you find. Remember, you could lose your car if you miss a payment. Take some time to shop around, and make sure you’re getting the best available deal.
Next, gather any documents your lender needs—including:
- The original vehicle title.
- Your driver’s license.
- Proof of residency.
- The names, phone numbers, and addresses of two references.
- A functional copy of the vehicle’s keys.
- Proof of income or ability to repay the loan.
If your lender approves your application, you just need to sign the agreement and start making payments!
For help making your payments on time, start saving on car insurance with
Jerry
app. A licensed broker, Jerry helps users save an average of nearly $900 a year on car insurance. If you have any questions—call one of our agents for professional advice on your coverage needs!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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