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How do you get a rental car through insurance?

My car is not drivable. I got into an accident two days ago, but I still need to get to work. Can you help me get a rental car through insurance?

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Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh, no—so sorry to hear about your car! You’re right, a rental car is likely your best option if your car is out of commission for the time being.
You may or may not be able to get a rental car through insurance. To do so, your insurance policy—or the other driver’s insurance if they were at fault—will need to include
rental reimbursement
.
If the policy does, insurance may cover the entire cost of a rental car or just a portion of it. It depends on the policy stipulations. For example, if you have 25/500 coverage, your rental will be covered for up to $25 per day, or $500 total.
When you file your claim, ask the agent what your options are. If you didn’t have rental coverage before the damage to your car occurred, you won’t be able to add it after. However, you can shop around online for cheap rental car deals so your pocketbook doesn’t take such a hard hit.
If you feel that your car insurance is lacking or you’re paying too much for it in the wake of your accident, go to
Jerry
. Jerry can provide you with quotes from over 50 of the nation’s leading insurance providers for free to help you find better insurance at a better price. The average Jerry user saves $879 a year.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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