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How do you get a discount on insurance for cars?
I don’t think I’ve tried to apply for any discounts. What sort of discounts are available for me and how do I apply for them?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Discounts open up a whole new world of possibility when it comes to finding savings on your car insurance! Often, you’ll need to submit documentation proving you meet the requirements to get a certain discount, such as a report card, certificate of completion, or receipt from a purchase.
Common discounts available with most providers include:
- Multi-policy (bundling home and auto)
- Multi-vehicle (adding more than one car to the policy)
- E-billing or paid in full
- Good student (students under 25 earning a B average)
- Accident free (no at-fault accidents for 3-5 years)
- New vehicle or safe vehicle (installing anti-theft devices)
Contact your provider directly to get the full list of discounts available to you, as they vary per state and zip code.
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